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always get the lowest mortgage possible??

  • Thread starter Thread starter /u/whateverandever2222
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/u/whateverandever2222

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I am considering purchasing a condo...it's about all I can afford. I'm fine with it, especially if it gets me ahead financially. I especially like the comfort of knowing that I will always have a roof over my head provided I can make the payments, of course. That's why---I'm thinking about going really extreme and purchasing a studio condo.

I would prefer a one bedroom if I could swing it but I can get a studio pretty cheap. My mortgage could easily be less than 25% of my income then. Obviously, I"d like much nicer but I didn't always have a nicer car either---I started with a used car that was 20 years old and ugly, stinky and kinda uncomfortable.

Is it right to assume I should (for my first owned property) aim for the lowest mortgage possible, at first?

In the future--maybe I rent it out or sell it...maybe it's not worth as much---maybe it's even worth a little less but with such a small risk/investment it's still EQUITY, right?

thoughts, advice?

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always get the lowest mortgage possible??
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