can i refinance and access my equity?

[/u/justwonderinglols]

I purchased a home at the end of last year for $420k. We got the house off-market at a great price. A very comparable home (nearly identical) just sold for $520k, and he shared his appraisal with me- it came in at 545k.

Could I truly access the $100k+ equity in my home within 1 year of purchasing? My interest rate will likely end up around the same so that aspect is out of the question

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can i refinance and access my equity?
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