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How much can I really afford for a home?

  • Thread starter Thread starter /u/Lunarw0If
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/u/Lunarw0If

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Hey guys! First time buyer here. I’m looking to buy a home here in Houston, TX within the next year or two. From my research, it seems my income of 110K allows me to purchase a home between 250-350K range. Does this sound accurate?

When I used a mortgage calculator it seemed that given the current avg interest rate (6-7%), for a 325K home with 20% down I’d be paying $2-2.2K/mo. Is that normal?

Also looking for opinions on whether I should hurry to purchase a home sooner rather than later given the current economic state. Any input is greatly appreciated, I’m very new to this and am sure I have much to learn.

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How much can I really afford for a home?
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