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Is buying a Miami condo a crazy move for a 22-year-old?

  • Thread starter Thread starter /u/Single-Newspaper-210
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/u/Single-Newspaper-210

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I’m 22, about to graduate, and moving to Miami for a job after school. I know I’ll be here for at least the next 5 years, so I’m considering buying a condo. This wouldn’t be for renting or Airbnb—just a place to live and hopefully build some equity.

Here’s what I’ve noticed: while rent and single-family home prices are still high, condo prices have dropped following the laws passed after the Surfside collapse. I’m aware of the risks—assessment fees, HOA issues, and other condo-specific concerns—but renting for 5+ years seems like I’d have nothing to show for it in the end. I’d rather put my money toward something I own.

I’ll have a high income after graduation, though my current budget is somewhat limited due to a lack of money set aside for a down payment. I’m looking for advice on where to search for a simple studio or 1-bedroom that has the potential to retain its value. Any suggestions or tips on what to look for would be greatly appreciated!

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Is buying a Miami condo a crazy move for a 22-year-old?
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